A US bank account for your global team. No SSN. No bank shopping.
Sign up with just an email. Once verified (1-2 days), you get a virtual US bank account number, instant payouts, and Visa cards for your international contractors — no FX hit, no wire fees.
US Bank Account Number
**** **** 4821
Routing Number
**** 7209
Ana Torres
$2,400BrazilJakub Nowak
$3,100PolandMei Santos
$1,800Philippines190+
Countries
Same day
Settlement
$0
FX on USD
$2,400 settled to Ana Torres
Brazil · Visa card ready
Everything your international team needs to get paid and spend
No bank account hunting. No wire fee surprises. No forced currency conversion.
Virtual US Bank Account
A real US bank account number and routing number — no US SSN required. Receive ACH, wire, or direct deposit like any US bank account.
No
SSN required
1-2 days
Setup
US checking
Account type
Visa Card for Your Team
Your contractors get a Visa card to spend USD directly in their local currency. No bank off-ramp needed, no extra FX hit.
Visa debit
Card type
Optional
Bank off-ramp
$0
Extra FX fee
Pay by CSV or Email
Upload a spreadsheet with emails and amounts. Hit send. No payments engineer, no API integration, no finance team required.
No
Engineer needed
Unlimited
Batch size
Same day
Settlement
Works with your existing setup
However you work with your team today, Oncade plugs in as the payment layer.
Direct contractors
Pay contractors directly. They get a USD account and Visa card — you just upload a CSV.
Contracting house
Your contracting house receives via Oncade and distributes to their people. One payment, everyone covered.
Existing EOR
Already using an EOR? Oncade handles the money movement so payments arrive same-day instead of next-week.
Start paying your team in days, not weeks
Create your account
Sign up with just an email. Business verification takes 1-2 days, then your virtual US bank account is ready. No US SSN needed.
Add your team
Upload a CSV with contractor emails and payout amounts, or add recipients one by one.
Send payouts
Deposit funds and hit send. Your team gets paid same-day with a Visa card to spend directly.
Sign up today.
Built for small, global teams
If you're a 2-12 person team paying international contractors, this is for you
Your contractors stop losing money to FX fees and wire charges. You stop worrying about how to pay them.
Stop shopping for banks. Start paying your team.
Sign up today.