Pay in USD
Contractors hold and convert on their time.
Replace wire transfers and payout spreadsheets with a single platform: flat fees, instant settlement, no wires or FX fees.
Maria Costa
Nexus Games
Andrei Kowalski
DevForge
Jun Reyes
QA Pacific
Sofia Herrera
PixelLatam
$127,400
Total batch
< 10 min
Avg settlement
100%
KYC pass rate
0
Failed payouts
$4,200 settled to Maria Costa
Brazil · 3m ago
What international payouts actually cost you
Wire fees add up fast
$84K+
per year in wire fees alone
- 200 contractors × $35 avg wire fee × 12 months = $84,000/year
- Before compliance costs and ops time
- Even 25–30 wires/mo at $25 each = $7,800–$9,360/year
Contractors complain about missing money
$0
is what contractors expect deducted
- Banks and intermediaries deduct fees in transit
- Contractors receive less than expected and your team fields the calls
- First payments to LATAM contractors sometimes fail outright
Fragmented ops burn time
5+ hrs
per month on payout firefighting
- Finance teams juggle banks, compliance tools, spreadsheets, and support tickets
- Every failed payout is a contractor who doesn't get paid on time
- 5+ hours/mo troubleshooting failed or short-paid transfers
How Oncade works
You Send USD
Contractors Hold USD
Contractors Convert on their time.
Every other payment platform charges you to move money. With Oncade, contractors get paid instantly and your finance team gets time back.
Move money faster
Instant settlement, not 3–5 day wires. No intermediary hops means lower failure rates and real-time status tracking for every payout.
< 1 min
Settlement
$0
Wire Fee
0%
FX Fees on Send
Pay to an Email. That's It.
No collecting bank details. No onboarding contractors onto wire platforms. No chasing bounced payments or explaining intermediary fees. Send a payout to an email address; the contractor gets USD instantly, no bank account required.
0
Bank details to collect
0
Payment support tickets
< 1 min
Time to send a payout
Run payouts with fewer manual touchpoints
Individual, bulk CSV, or API your choice. Batch payout runs with exception handling, and reporting built in.
−80%
Manual steps
Unlimited
Batch size
CSV / API
Export
From funding to Debit Card spend
Fund your account
Deposit USD via ACH. Clients can pay invoices directly through Oncade. Contractors can send invoices to you through Oncade.
Send payouts
Individual, bulk CSV, or API. $0.25–$1.50 flat per payout. Instant settlement.
Contractors hold and earn
Contractors receive USD in their Oncade wallet. Optional yield account. Balances stay pegged to USD.
Contractors spend via Debit Card
Virtual or physical debit card.
Traditional stack vs. Oncade
Your bank charges you to send money, and your contractors call to ask where the rest went. Oncade fixes both.
Why finance leaders switch
“We pay 90 contractors a month. A third of them require wires at $25 each. I can’t control whether the bank routes it as ACH or wire — it depends on how the contractor set up their account.”
Head of Finance
LATAM staffing platform
“Our first payments to contractors in Colombia fail sometimes. My team has to troubleshoot banking issues before anyone gets paid.”
Head of Finance
LATAM staffing platform
Built to fit your payout maturity
You're already spending thousands on wires. With Oncade, flat fees replace wire costs and your contractors stop calling about missing money.
Starter
Just start paying internationally
+ $1.50/payout flat
Small co-dev studios and freelance agencies · <$100K/mo
- 1099/W-9/W-8 compliance included
- Portal or CSV payout workflows
- Same-day settlement on supported corridors
- Invoicing
- Self-serve + docs
Business
Scale your payouts
+ $0.75/payout flat
50–500 contractors · $100K–$2M/mo
- Everything in Starter
- Full international compliance (1099, W-9, W-8, DAC7)
- API access + dashboards
- Accounting integrations
- Reporting and analytics
- Priority support + guided onboarding
Enterprise
Embed Oncade into your infrastructure
+ $0.25–$0.50/payout
PSPs, large outsourcing houses · $2M+/mo · $1M+ minimum
- Everything in Business
- White-label, API-first, SLA
- Dedicated CSM + ERP sync
- Volume-tiered negotiated pricing
Common questions
Stop overpaying on wires. Start paying contractors the right way.
Flat fees. No hidden deductions. Near-instant settlement.