Oncade Debuts UGC Monetization Stack with Instant Creator Payouts
Game studios get built-in turnkey payout tools for UGC marketplaces, real-time rewards, and interest-bearing creator balances earning ~6.6% APY.
San Francisco, CA – Oncade today rolled out a significant update to its UGC monetization and payments stack designed to serve as the financial backbone for modern creator-driven game economies. The update focuses on instant creator payouts, a real-time server API for action-based rewards, UGC marketplace tools, interest-bearing balances at roughly 6.6% APY, and flexible Campaigns that can reward almost any player or creator action cash. All of this runs on global payout rails, including PayPal, ACH, wire, and SEPA.
“UGC platforms, live-service games, and creator ecosystems all keep running into the same issue of moving money quickly and at scale without breaking incentives,” said Greg Reisdorf, Co-Founder of Oncade. “With this launch, studios get a turnkey financial layer that handles payouts, revenue shares, and rewards so they can focus engineering effort on game and economy design instead of rebuilding fintech infrastructure from scratch.”
Instant creator payouts
Oncade’s instant payout engine lets studios send earnings to creators, partners, and community members instantly without arbitrary minimums. Teams can easily move payouts across borders using PayPal, ACH, wire, and SEP directly from within their game or UGC platform.
Built to handle complex revenue-sharing logic for creator economies, from fixed splits to dynamic, event-based distributions, the system allows studios to codify payout rules once and rely on Oncade to calculate and automatically settle funds.
Action-based rewards and UGC marketplaces
Oncade’s real-time server API lets studios tie cash rewards to almost any trackable action that flows from engagement to monetization. Whether finishing a level, publishing new UGC, inviting friends, running a community event, or conducting a sale, all trackable actions can trigger instant rewards to players, creators, or community leads.
The same system also powers UGC marketplace operations, covering catalog and SKU setup, entitlement tracking, pricing, discounts, and reporting. Studios can bring creators on board, decide what can be sold, and handle royalties and entitlements without juggling a stack of different payment and commerce vendors.
Interest-bearing balances and programmable campaigns
Creators can hold interest-bearing balances on their accounts and earn 6.6% APY. While still clearly tied to each account, idle balances become productive assets.
The new Campaigns layer lets studios set up incentive programs that reward almost any player or creator action and give them control over budgets, rules, and payouts. Product, marketing, and finance teams all see the same dashboard for what they’re spending and what’s working, so they can link rewards directly to user growth, engagement, and revenue.
“The next wave of game economies is going to feel a lot closer to modern fintech than to a traditional game store,” said Stavros Lee, Co-Founder, Oncade. “We have built Oncade to give any studio, regardless of size, the tools to operate as a true multi-sided marketplace with instant payouts and incentives hardwired into player experiences.”
Oncade’s new infrastructure underscores its role as a turnkey financial layer for scalable, compliant, and fully automated UGC ecosystems. To learn more about this partnership or to see how Oncade can open up new revenue streams and instant UGC payouts, visit Oncade.xyz.
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