Uruguay · URY

Paying into Uruguay

Payouts to Uruguay settle in USD over SWIFT. There is no domestic rail into Uruguay yet.

How money arrives

CurrencyRailSettles viaCountries reached
USDSWIFTCorrespondent banking60

There is no domestic rail here, so funds travel over SWIFT between banks that hold accounts with each other. That path can pass through an intermediary bank, which may deduct its own fee and adds time that neither Oncade nor the receiving bank controls.

Onboarding a Uruguay business or creator

Standard onboarding

A business or individual residing here can be onboarded and verified through the standard KYC and KYB flow.

Two questions, not one

Where money can land and where a person can be onboarded are separate questions, and a country can answer them differently. Money reaches a bank account in 95 countries and territories. Residents of 227 can be onboarded. Uruguay clears both, which is why this page exists.

Those two figures measure different things. Do not add them, average them, or quote either one on its own as a supported-countries number.

Also reachable on SWIFT

58 other countries clear on the same rail.

Where this comes from

Reconciliation of the banking partners' published rail documentation (which destinations each payout rail reaches) against their published residency documentation (where a business or individual can be onboarded and verified). The two are recorded as independent axes.

Residency comes from one banking partner’s published list. Coverage is additive across partners and our other partner publishes no residency list, so a restriction here means that partner will not onboard, not that Oncade cannot serve the country.

Last reconciled 2026-08-04. Machine-readable at /api/coverage?country=URY.

Paying people in Uruguay?

Tell us the corridor and the volume and we will confirm settlement behaviour for Uruguay before you commit to anything.

Talk to us